Study Up on Back-to-School Driving Safety On average, three children were killed and almost 500 were injured every day in traffic crashes in 2015, according to the National Highway Traffic Safety Administration. The organization also reported that 21 percent of children aged 14 and younger killed in traffic crashes were pedestrians Go to the head of the class by making road safety a top priority. CAR SAFETY • Be on high alert when entering a school zone, even on weekends and evenings. Slow down -- whether you see children or not -- and always obey speed limits, traffic signs and crossing guards. • Avoid multitasking and distracted driving; never text and drive. • Put children under the age of 13 in the backseat. • Make sure infant and child car seats are properly installed. Car seats reduce the risk of death by 28 percent in the event of a crash. • Double check for children in blind spots and when driving in reverse. • Be on alert for children getting on and off school buses and crossing the street outside of marked crosswalks. • When carpooling, remind passengers to wear seatbelts. BIKE SAFETY • Make sure your child has the skills to ride a bike safely, such as riding in a straight line and signaling to vehicles when turning. • Choose the safest bike route to school – one with less traffic and slower speeds. • Make sure your cyclists understand traffic safety rules, such as riding in the same direction as traffic and stopping at all stop signs and signals. • Explain the importance of wearing a bike helmet to your child • Remain focused and alert when riding. Never use earbuds or electronics while riding. PEDESTRIAN SAFETY • Pedestrians age 10 and younger should generally be accompanied by an adult when walking to and from school. Teach children the importance of using crosswalks and how to look left-right-left before crossing. • Always walk on the sidewalk. If there is not a sidewalk, walk facing traffic. • Try to drop off children where they won’t have to cross the street to reach their destinations. Avoid the dangers of jaywalking and encourage kids to always cross in clear view of traffic, and never from between parked cars. • Just as you wouldn’t text and drive -- don’t text and walk. Stay alert to your surroundings. For information about auto insurance, call your AAA insurance agent at 855-282-2275, or visit your local branch. Life Insurance: Worthwhile at Every Stage of Life Every stage of life comes with different plans and priorities. Because of these shifting concerns, it can be easy to assume that life insurance is only important during certain times of your life. But when you take a closer look, life insurance is able to help in unique ways throughout many phases of life. Consider these life stages and how life insurance can fit into the equation: Recent Graduates Did you know that nearly 70 percent of today’s bachelor degree recipients leave school with debt? If you had a cosigner on your student loans, or want to make sure that your family is not saddled with your debt in the event that something happens to you, it can be a good idea to have a plan in place with life insurance. Young Families Families in their 30s may be thinking about how to help protect their young children. If something were to happen to you, it’s important to make sure that your partner is able to take care of your children in your absence. Life insurance can be a sensible plan to help protect their futures. Established Families Families in their 40s may have children that are in high school and even getting ready to go off to college. Leaving a financial legacy can help your spouse to fund the children’s college education in the event that your income is no longer part of the equation. Sandwich Generation Many people are in the “Sandwich Generation,” that is, they are taking care of their aging parents and their own children at the same time. Because of this, if something were to happen, it could put many family members at risk of financial burden. Life insurance can help your family members move on financially in the event of your death. Retirees For those in their 60s and 70s, it may be time to start thinking about final expenses. Term life insurance can provide a way to take care of final expenses for seniors and help to make sure that their families are protected. These term policies can be converted to a permanent life policy later on. Life insurance is a critical part of helping to protect your family at any stage of life. Don’t wait to give those you care about the most the help they’ll need when you’re not there. AAA Life Insurance Specialists can help you determine the best way to help protect the ones that mean the most
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